Independent player guide

Starting backgrounds

Nepo begins with a banking position and family support; LAPO begins with a loan and Hustle 2. UNILAG is a student route with its own housing and study conditions.

Checked: 2026-10-06

Starting background

Starting backgroundConfigured starting cashLoan paymentWorkplaceGrowth skill
Nepo Baby₦500,000—Banking · 3Charisma
LAPO Baby₦60,000₦12,000Mushin / YabaHustle · 2
UNILAG Fresher₦14,000—Students onlyUNILAG

Requirements

Nepo begins with a banking position and family support; LAPO begins with a loan and Hustle 2. UNILAG is a student route with its own housing and study conditions.

Student actions may require enrolment, a study level, fees, results or graduation status. A visible campus activity is not automatically available.

LAPO: ₦60,000 received, ₦72,000 total repayment, ₦12,000 due per week.

Sources

Numbers were read from public game definitions on 6 October 2026 and compared with the guest map. Account availability and take-home pay were not tested in a signed-in session.